This type of checklist entails all the things you are required to do in the event of an accident. It is highly recommended to print a copy of the checklist and keep it in your car. This will help your insurance company to settle the matter quickly. Drivers should always to carry a copy of their car insurance certificate, a notebook, disposable camera, phone and pen. The checklist should include the following:
If you are involved in an auto accident, try to remain calm, move to a safe location if your car is a safety hazard, do not leave the scene of the accident, call the police and do as they ask you to. If a police officer arrives tell them your version of the incident and remember to take the officers name, department and the incidents number.
If it is safe move your car away from the road and avoid discussing your insurance limits or the one to carry the blame with the other party. If there any injuries call the emergency personnel for medical assistance and do not move the injured person. Keep your policy details confidential; individuals should only share their driver's license number.
Ensure that you obtain enough information from the other driver and write down in a notebook. Note down the date and time of the accident, the other vehicles details like name, address and the drivers, passengers or pedestrians' phone numbers, also include the vehicles make, registration number, color, modification and the number of passengers, if you identify any witness write down their names and addresses, take the other parties insurance details and if it is a company car take both the details of the employer and driver, if possible take a photo of the accidents scene, indicate the weather condition and whether or not the headlights were functioning.
After doing the above contact your insurance company and inform them about the event, make sure to give them a clear description of what happened. Write down the name of the person you communicated to, the date and time you made the claim. If you have any questions concerning your insurance policy ask and make sure to double-check with your documents. By doing the above your insurance company will ensure that you recover all the losses from the other party.